ACCRUED INTEREST TO CAPITALISE BEFORE MATURITY

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16 years 2 months ago #3749 by wango
I have a loan that i want to do principal decrease. Now as part of my principal decrease, i want to be able to drop all the accrued interest from the day i booked the loan. Can someone help me on how to achieve this???

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16 years 2 months ago #3752 by Shibumi
I assume that you are using LD for this.
Define an interest schedule for today, and do the principal decrease tomorrow.

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16 years 2 months ago #3755 by wango
Yes i am using LD. I would be glad if you can explain further your solution.

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16 years 2 months ago #3764 by bala_gates
Replied by bala_gates on topic Re:ACCRUED INTEREST TO CAPITALISE BEFORE MATURITY
you want to recalculate the interest for the decreased amount or you want to nullify the calculated interest as of now

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16 years 2 months ago #3765 by wango
let me explain my quest. I booked a loan from 20080101 - 20100101. The INT accrued from 20080101 - 20100101 is $5,000. Now i want to do a principal decrease today (20090917), but i at the same time want to receive the full INT of $5,000.

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16 years 2 months ago #3772 by DUBLIN
Hm,

You can only get interests that have been accrued up to 20090917.

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16 years 2 months ago #3773 by bala_gates
Replied by bala_gates on topic Re:ACCRUED INTEREST TO CAPITALISE BEFORE MATURITY
This facility is applicable only in Discounted Contracts. If your case is discounted, then change the Return Int Field in LMM.INSTALL.CONDS TO "NO". Then the interest collected will not be returned to the customer.

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