T24 General Ledger

Could you please someone provide this information? Which all are the banks using external General Ledger (such as ORACLE GL and other reporting tools) as Master G/L for Generating Regulatory Reports in the Middle East Region from T24. Any reason for not using T24 G/L.

Some banks are moving their reporting data to SAP and generating their GL reports. The main reason for not using T24 GL is, they want to manipulate the data on their own way whenever they need. Instead of designing enquiry/other reports for each and every purpose, they are using more user friendly reporting tools.

Dear everyone.
Could anyone help me to indicate what the differences between "View UMB General Ledger Reports" and "View PMB General Ledger Reports"?
Thank you so much!