New banking system to centralise multi-country operations

GENEVA, Switzerland, 15 September 2009 – Temenos (SIX: TEMN), the global provider of integrated core banking systems, today announced that Bank SinoPac has selected TEMENOS T24 Model Bank (T24) to centralise its operations and support plans to double its client base over the next five years. A leading Taiwanese bank with 131 domestic branches and operations in the US, Hong Kong, Vietnam and Macao, Bank SinoPac serves 4 million retail and corporate customers worldwide.

As a full-service commercial bank and winner of numerous awards, Bank SinoPac has established itself as a clear market leader in product innovation within the Taiwanese banking community, using its expertise in e-commerce and cross-border banking services to launch innovative new products such as B-to-B Pay-Web; a Cross-Pacific Account (CPA) and an e-factoring payment system.

Bank SinoPac selected T24 Model Bank for Universal Banking over Oracle Flexcube and TCS Bancs to replace its 18-year-old legacy Unisys system, which lacked both the flexibility and scalability to support ongoing business growth and new product innovation. T24’s functional breadth will enable the Bank to rapidly launch the next generation of its Money Management Account and enhance its CPA - a cash management product which supports the cross-border funds transfer and financing needs of its corporate client base. Furthermore, the ability to consolidate information across service channels and business lines to provide a single customer view will improve Bank SinoPac’s risk management and use of credit lines.

Eugene Huang, CIO, SinoPac Holdings, comments: “T24 will allow us to standardise our core banking platform to maintain our strong position in Taiwan and grow in highly competitive target markets. Its flexibility supports many local and regional requirements, and will for example enable us to address regulatory guidelines, which is critical to successful market entry. By implementing a new core banking system on modern, open technology we will also be able to reduce maintenance and operating costs.”

T24’s complete platform independence will enable Bank SinoPac to implement the system on a Microsoft Windows Server / SQL Server database. The system is expected to go live simultaneously in all of its branches in 2011. The bank has employed Temenos Application Management Services (TAM) to manage its specific software development requirements using TAM’s cost effective and low risk methodology.

Susan Hauser, VP, Worldwide Financial Services, Microsoft, comments: “The breadth of our platform and partnerships make Microsoft uniquely able to quickly integrate disparate ‘silos’ and unlock value by connecting systems that drive new operational efficiencies, increase transparency and accelerate innovation across the global banking enterprise. With our partner Temenos, we can help Bank SinoPac to accelerate innovation, greatly increasing the speed and effectiveness with which new products and services are created to constantly improve the connected customer experience.”

Andreas Andreades, CEO, Temenos comments: “This is a very important win for Temenos and confirms its position as the premier provider of packaged core banking solutions for large retail banks. Our experience in China working with for example the Bank of Shanghai is giving other banks confidence that we can support their entry into such markets. We look forward to building a strong and long term relationship with Bank SinoPac by providing the support they need to achieve their business objectives.”

About Temenos T24
T24 Model Bank is packaged core banking software which includes banking best practices based on Temenos’ implementations in over 600 financial institutions and 120 countries across the Retail, Corporate, Universal, Private Wealth, Islamic and Microfinance and Community banking sectors. Its highly automated approach delivers short implementations, guarantees lower cost of ownership with rapid and measurable ROI. T24 allows banks to replace a large number of disparate legacy systems, thereby streamlining their operations. Banks around the world use T24 to rapidly deliver innovative, market-driven products and services tailored to meet the changing needs of their customers. T24 enables banks to deliver growth, while managing risk and cost, and ensuring that they remain ahead of the competition with the most efficient and economical business model in the market.

T24 provides banks with unparalleled richness in functionality on an integrated, Service Oriented Architecture (SOA), with front- to-back office support and is fully enabled for standard Simple Object Access Protocol (SOAP) web services, and BPEL (Business Process Execution Language). Temenos’ total commitment to open standards enables its customers to benefit from the latest advances in technology, ensuring business agility, continuity, data integrity and reduced downtime, all resulting in a significant, immediate and ongoing ROI (Return On Investment).

About Bank SinoPac
Since its inception in 1992, Bank SinoPac, the banking subsidiary of SinoPac Holdings, has received numerous accolades from leading financial periodicals. The Banker, Euromoney, Asiamoney, Global Finance, and The Asset have ranked Bank SinoPac as Bank of the Year in Taiwan, The Best Corporate Governance Company in Taiwan, The Best Domestic Commercial Bank in Taiwan, Best Corporate/Institutional Internet Bank/Taiwan, The Best Domestic Commercial Bank in Taiwan. In 2002, its industry-leading Internet banking platform "MMAb2b" and "MMA" were both selected alongside Citigroup, HSBC, and Bank of America by Global Finance as World's Best Corporate Integrated Site and Best Consumer Integrated Site / Asia Pacific. The intercontinental Internet banking platform, CrossPacific Account (CPA), launched by Bank SinoPac in November 2003, shall provide swift and integrated intercontinental cash and wealth management services and financing solutions to customers operating around the Pacific Rim

About Temenos
Founded in 1993 and listed on the Swiss Stock Exchange (SIX: TEMN), Temenos Group AG is a global provider of banking software systems in the Retail, Corporate & Correspondent, Universal, Private, Islamic and Microfinance & Community banking markets. Headquartered in Geneva with 52 offices worldwide, Temenos serves over 700 customers in more than 120 countries. Temenos’ software products provide advanced technology and rich functionality, incorporating best practice processes that leverage Temenos’ experience in over 600 implementations around the globe. Temenos’ advanced and automated implementation approach, provided by its strong Client Services organisation, ensures efficient and low-risk core banking platform migrations. Temenos annually invests around 20% in R&D, significantly more than its peers, into a single fully packaged upgradeable software release, which ensures all Temenos customers benefit from modern technology and support indefinitely. Temenos is top of the IBS Sales League Table 2008, winner of the Best Core Banking Product category in Banking Technology magazine’s Readers’ Choice Awards 2008 and is listed in the American Banker top 100 FinTech companies.